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Commercial insurance rates rise 5.6% in Q4


U.S. commercial insurance rates rose 5.6% on average in the fourth quarter and 4.6% for all of 2023, insurance exchange MarketScout Corp. reported Friday.

Commercial property insurance rates again saw the biggest increase at 8.3%, followed by commercial auto, up 7%.

In other major lines, umbrella/excess rates were up 6.7%, general liability rates increased 5.3%, professional liability rates rose 4.7%, and directors and officers liability rates were up 2.7%.

Workers compensation rates were flat.



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